Medical Malpractice

Sanford & Tatum Insurance is an industry leader in medical malpractice insurance. For over 50 years, we have provided the highest quality professional liability insurance coverage to protect health care practitioners and facilities… Whether you are new to practice or well established in your specialty, solo practitioner or a small group of doctors, a group of clinics or a hospital, we are able to provide for all your professional needs.


Sanford & Tatum Insurance offers medical malpractice solutions for Doctors, Clinics, Labs, Surgi-centers and Hospitals. We are here to team up and create a partnership of risk management and insurance solutions.

Medical Malpractice Insurance Coverage


As a healthcare practitioner, your patients rely on your expertise for their health and well-being. Unfortunately, mistakes happen that lead to malpractice claims. That’s why medical practitioners rely on medical malpractice insurance to protect them from the unexpected.

For over 50 years, Sanford & Tatum has provided quality, cost-effective medical professional liability insurance solutions to medical professionals throughout Texas and beyond. Professional Liability Insurance is a type of coverage that helps medical professionals like you stay protected in the event of a lawsuit. Our medical malpractice coverage applies to physicians, nurses, pharmacists, hospitals and various other medical providers.

Medical Malpractice Insurance Policies

As an independent agency, we work with a large network of insurance carriers to create a medical malpractice insurance policy that offers the best medical liability coverage for your particular needs. We understand the intricate challenges that occur in the medical profession, and can deliver the right solution that meets your specific needs. You’ve worked a lifetime to build your practice.


Don’t let one mistake threaten your financial future. Rely on Sanford & Tatum to protect you from the unexpected.

Call us today at 800-749-5564 to get started on your tailored professional liability insurance plan.

Hospital Professional Liability


Sanford and Tatum Insurance will provide risk management services and competitive rates for your medical business whether you are a large hospital, community or a rural hospital. A confidential, no-obligation review of your hospital’s current professional liability coverage will help ensure that you have the best coverage available at the most cost effective rates. We supply multiple “A” rated insurance carriers, the most affordable costs, deductible and self-insurance retention options, choice of legal counsel and high primary and excess limits giving you a higher degree of control. Sanford and Tatum Insurance understands the complexities of the legal and compliance environment you face every day and we strive to provide the superior knowledge, innovation and attentiveness you require to have continued success.

Healthcare P&C

We understand all of the hard work you have invested in making your business thrive and succeed. Don’t let the unexpected jeopardize your business’s future. Sanford and Tatum Insurance will help you prepare for the unexpected with comprehensive general liability, worker’s compensation, automobile and property policies to cover a variety of potential expenses that might disrupt your medical practice and care to your patients.


At Sanford and Tatum Insurance, rest assured knowing that we will tailor a program specific to your needs—not some “one size fits all” policy. With policies available to cover medical expenses, business expenses, loss of income and property, attorney fees and damages when you are legally responsible, as well as other situations that may not have crossed your mind yet, Sanford & Tatum Insurance is ready to help protect you and your medical business.

You have invested a lot of time and resources on your business plan – number crunching, careful planning and endless hours. Because accidents do happen, business insurance can protect you and your practice.


Cyber and Med Defense

The possibility of becoming a victim of cyber crimes is more prevalent than ever. You depend on your electronic data and with increasing state and federal regulations, managed care requirements, and professional reviews, medical facilities today have much more to worry about than just practicing medicine. Sanford and Tatum Insurance stays committed to protecting your practice from liabilities arising from the theft and loss or accidental transmission of their patients’ confidential information. We will provide the peace of mind and insurance safety that is paramount to your successful operation. Our coverage includes a broad list of potential exposures to loss such as:


  • Network Security and Privacy Insurance

  • Regulatory Proceedings Insurance

  • Patient Notification and Credit Monitoring Cost Insurance

  • Data Recovery Cost Insurance

  • Multimedia Liability

  • Network Security and Privacy Liability

  • Privacy Regulatory Defense and Penalties

  • Privacy Breach Response Costs, Patient Notification Expenses, and Patient Support and Credit Monitoring Expenses

  • Network Asset Protection

  • Cyber Extortion

  • Cyber Terrorism

  • Defense Costs Plus Regulatory Proceedings


Employee Benefits

Since Sanford and Tatum Insurance has been serving clients of all sizes and from a variety of industries for over 50 years, we understand providing affordable health benefits for employees is one of the biggest challenges an employer faces. We take pride in offering our medical facility clients a broad range of products and services with the pricing, flexibility, and responsiveness they deserve. Sanford and Tatum Insurance will design the most efficient employee benefits package for your medical facility. We offer a full range of custom-designed benefit options including:


  • Group Life Insurance

  • Group Health Insurance

  • Group Disability Insurance

  • Group Longterm Care Insurance

  • Dental Insurance

  • IRS Section 125/Cafeteria Plans

  • Vision Insurance

  • Dental Insurance

  • Cancer Insurance

  • Critical Illness

We also offer fully-insured, self-funded and partially self-funded plans to qualified clients.

The Cafeteria Plan

One of the most effective employee-benefit programs available today is the Cafeteria Plan. Provided under Section 125 of the Internal Revenue Code, the plan allows employees to select benefits from a menu of taxable and non-taxable items.

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5241 98th Street | Lubbock, Texas 79424

Mailing Address P.O. Box 64790 | Lubbock, Texas 79464
Phone (806)792-5564   Toll-Free (800)749-5564

© 2016 HeritageRM